Loans By Kathy: Every Household Should Have a Budget - Personal Responsibility

Every Household Should Have a Budget - Personal Responsibility

 

Every Household Should Have a Budget  and needs to tak Personal Responsibility.  This series of blogs has addressed each area of personal finance.  Bottom line here is the deal, we all make decisions and choices.  Many times those decisions or choices will have consequences.  Some of the consequences will be more severe than others.  It is YOUR responsiblity to adress the issues that arise.  Don't pretend it will go away.  This rarely happens.  You will find it a much better result if you tackle each one in a timely fashion.


Every Household Should Have a Budget - Getting Started

Every Household Should Have a Budget - Step 2

Every Household Should Have a Budget - Savings

Every Household Should Have a Budget - Checking Account

Every Household Should Have a Budget - Life Insurance 

 

Every Household Should Have a Budget - Auto Insurance Policies

 

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Kathy Sheehan Senior Loan Officer

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770.634.4021

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404.745.8060

 

Bay Equity LLC

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11475 Great Oaks Way, Suite 350, Alpharetta, GA 30002

800.BAY.3703 Bay Equity LLC NMLS ID#76988


 

 

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The opinions and general information in this blog are soley those of Kathy Sheehan.  Specifics regarding an individual case should be discussed in detail with a loan professional.  For a confidential consultation, please feel free to contact me via phone or email.  All terms and conditions are subject to change.

 

Comment balloon 8 commentsKathy Sheehan • August 20 2013 06:36PM

Comments

Kathy, it always amazes me, when I sit down with clients wanting to purchase real estate, that many do not budget for anything.  They just scoot by.  At my house, we live by our budget.

Posted by Jean Hanley, Specializing in Folks Who Want To Buy/Sell Homes (Coldwell Banker Kivett Teeters) over 4 years ago

Kathy, very timely and helpful reminder we all need to budget and take care of the most important matters first because they won't go away!

Posted by Pamela Seley, Residential Real Estate Agent serving SW RivCo CA (West Coast Realty Division) over 4 years ago

We preach this to our kids and have even sent them to the Dave Ramsey program. It works, Kathy.

Posted by Debbie Reynolds, Your Dedicated Clarksville TN Real Estate Agent (Platinum Properties) over 4 years ago

Good morning, Kathy.... I think very few families live on a budget...most are week to week.... if and when an emergency surfaces, they scramble....

Posted by Barbara Todaro, "Franklin MA Homes" (RE/MAX Executive Realty ) over 4 years ago

Budget?  Not a word that is in my vocabulary Kathy.....I've tried so many times, just doesn't work for me.

Posted by Roger D. Mucci, Lets shake things up at your home today! (Shaken...with a Twist 216.633.2092) over 4 years ago

It's just so hard to budget when we live in a society of skewed needs.

Posted by Suzanne Otto, Your Montgomery County PA home stager (Six Twenty Designs) over 4 years ago

Jean, it is a small percentage that have or use a budget in my experience.

Pamela, it is important

Debbie, it does work!

 

Posted by Kathy Sheehan, Senior Loan Officer (Bay Equity, LLC 770-634-4021) over 4 years ago

Barbara, it is those that live pay check to pay check that should have a budget!

Roger, I am sorry to hear that!

Suzanne, it is the difference between wants and needs.

Posted by Kathy Sheehan, Senior Loan Officer (Bay Equity, LLC 770-634-4021) over 4 years ago

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